Author Archives | Jesica.Ramos.Hernandez

Buying a Real State Property Based on Two Possible Scenarios: Cash Payment and Payment by Installments. What’s the Best Option?

The following document presents a mathematical evaluation model applying two possible scenarios for the supposed acquisition of a property through a personal credit, with the purpose of knowing which is more convenient for the buyer: making a cash payment with a discount for prompt payment or making the purchase deferred in equal payments while generating a return through an investment instrument during the same period, thus assessing the results of both scenarios and the benefits that determine the best financial decision for the buyer.

  Buying a Real State Property Based on Two Possible Scenarios: Cash Payment and Payment by Installments. What's the Best Option? (765.5 KiB, 851 hits)

Posted in Economics, Information Technology, Volume VI, Issue no. 5Comments Off on Buying a Real State Property Based on Two Possible Scenarios: Cash Payment and Payment by Installments. What’s the Best Option?

Analysis of Some Theoretical Aspects that Define Inclusion and Financial Education

In this essay, a reflection is made regarding the subject of financial education nowadays seen from a global to local perspective. Also, it identifies the variables that have been studied and that measure the level of financial education in different populations such as: teachers, students, administrative personnel and homes, among others, in different world contexts. Additionally, the financial knowledge that people must have for better and reasoned decision-making in daily life is debated. In the end, the route for a conceptual model is proposed in order to develop the study, set the hypothesis and derives the corresponding operationalization of the variables so as to obtain indicators and instruments that will be used in the development of the respective field work.

  Analysis of Some Theoretical Aspects that Define Inclusion and Financial Education (629.9 KiB, 879 hits)

Posted in Economics, Information Technology, Knowledge Management, Volume VI, Issue no. 2Comments Off on Analysis of Some Theoretical Aspects that Define Inclusion and Financial Education