Author Archives | florentina.xhelili.krasniqi

Preferences of Private Clients to the Banking Products – Case Study ProCredit Bank

The paper is aimed at researching customer preferences towards products and services, in particular researching preferences of private clients towards products and banking services. The research for preferences towards products and services is conducted based on data from the Central Bank reports on the banking sector, from ProCredit Bank reports that was taken as a case study and survey of private clients of ProCredit Bank.
Special role is dedicated to the factors that influence to consumer’s preferences and their choices, in particular the analysis of the factors that most influence in private clients preferences towards electronic products and services, loans and deposits.
The customer is always aimed at the optimal choice, so he chooses a product or service which prefers and supports financially.

  Preferences of Private Clients to the Banking Products - Case Study ProCredit Bank (629.7 KiB, 993 hits)

Posted in Economics, Information Technology, Knowledge Management, Volume VI, Issue no. 4Comments Off on Preferences of Private Clients to the Banking Products – Case Study ProCredit Bank

Financing Sources of Firms – A Special View of the Municipality of Peja

The paper focuses on possibilities of business in providing financing resources during their business cycle. Businesses face a number of difficulties in case of providing financing resources especially for external financing source.
With the purpose of identifying these difficulties, a survey was realized with businesses in the Municipality of Peja, respectively with owners or their managers. Research results derived that businesses in the Municipality of Peja have limited possibilities on providing financing resources and as an alternative option for most of them are family loans, remittances, commercial loans and other alternatives to secure survival, increasing and maintaining the life of their business.
Creation of better business climate and government support on favor of businesses through tax facilitating, grants and other support forms in a way to influence the development of businesses and the economy in general are needed.

  Financing Sources of Firms - A Special View of the Municipality of Peja (632.2 KiB, 790 hits)

Posted in Economics, Information Technology, Knowledge Management, Volume VI, Issue no. 4Comments Off on Financing Sources of Firms – A Special View of the Municipality of Peja

Volume II / Issue no. 2

The Informal Economy in Kosovo: Characteristics, Current Trends and Challenges

The informal economy is present in all countries, but its consequences reflect in different countries with different intensity. Types and scale of informal economic activities reflect the specificities of socio-economic context and the integration of the countries into the wider local-regional economy.

The informal economy represents an important potential of labor and incomes, therefore there is a need for better understanding, since on this will depend the direction of the path for safer addressing of this issue.

The first part of the paper defines the concept, causes, consequences and ways of measuring the informal economy, so as to gain a clear understanding of the subject matter.

Under the existing data limitations, some characteristics and estimates are presented regarding the size of the informal economy in Kosovo, with focus on addressing the problems of transition from informal to formal economy. It is challenging exercise, and further research is needed.

  The Informal Economy in Kosovo: Characteristics, Current Trends and Challenges (1.1 MiB, 3,251 hits)

Posted in Economics, Volume II, Issue no. 2Comments Off on The Informal Economy in Kosovo: Characteristics, Current Trends and Challenges