Author Archives | arturo.garcia.santillan

Buying a Real State Property Based on Two Possible Scenarios: Cash Payment and Payment by Installments. What’s the Best Option?

The following document presents a mathematical evaluation model applying two possible scenarios for the supposed acquisition of a property through a personal credit, with the purpose of knowing which is more convenient for the buyer: making a cash payment with a discount for prompt payment or making the purchase deferred in equal payments while generating a return through an investment instrument during the same period, thus assessing the results of both scenarios and the benefits that determine the best financial decision for the buyer.

  Buying a Real State Property Based on Two Possible Scenarios: Cash Payment and Payment by Installments. What's the Best Option? (765.5 KiB, 849 hits)

Posted in Economics, Information Technology, Volume VI, Issue no. 5Comments Off on Buying a Real State Property Based on Two Possible Scenarios: Cash Payment and Payment by Installments. What’s the Best Option?

Determinants of Economic Value Added: An Empirical Study in the Companies of Aguascalientes State, México

The organizational and individual characteristics of the owners of SME’s, small and medium size companies, have an influence generating value for them. In this research, a scale is set out in order to identify which strategies are able to generate value for organizations. Later, a comparison is made between Mexico and the OECD members, according to their productivity and the different stages on people’s labor life, which is the average age of SME’s and which are the tendencies on profits. After this, in the theoretical framework different points of view of several scholars are exposed with the aim of identifying latent structures of variables in order to be able to understand and identify the strategies that generate added value for the organizations. A classification of different methods for valuating companies is set and then, some ideas from different researchers are exposed on an additional factor for generating value for business, reputational capital that may be increased through the implementation of social responsibility strategies. After describing Aguascalientes current situation on that topic, finally, this research shows the results that came from of a questionnaire of 14 questions designed in order to know if the owners or managers perceive that the actions they carry out on a daily basis are able to generate economic added value for their business.

  Determinants of Economic Value Added: An Empirical Study in the Companies of Aguascalientes State, México (994.5 KiB, 1,452 hits)

Posted in Economics, Knowledge Management, Volume VI, Issue no. 5Comments Off on Determinants of Economic Value Added: An Empirical Study in the Companies of Aguascalientes State, México

Analysis of Some Theoretical Aspects that Define Inclusion and Financial Education

In this essay, a reflection is made regarding the subject of financial education nowadays seen from a global to local perspective. Also, it identifies the variables that have been studied and that measure the level of financial education in different populations such as: teachers, students, administrative personnel and homes, among others, in different world contexts. Additionally, the financial knowledge that people must have for better and reasoned decision-making in daily life is debated. In the end, the route for a conceptual model is proposed in order to develop the study, set the hypothesis and derives the corresponding operationalization of the variables so as to obtain indicators and instruments that will be used in the development of the respective field work.

  Analysis of Some Theoretical Aspects that Define Inclusion and Financial Education (629.9 KiB, 879 hits)

Posted in Economics, Information Technology, Knowledge Management, Volume VI, Issue no. 2Comments Off on Analysis of Some Theoretical Aspects that Define Inclusion and Financial Education

Model of Long-Term Savings with Several Interest Rates and Time

The aim of this paper is to present a model of long-term savings from financial calculations, using investment instruments that offer various banking institutions with the aim of showcasing the benefits of yields and thus achieve the planned purposes with money invested, and as an option to promote savings for students.

  Model of Long-Term Savings with Several Interest Rates and Time (644.5 KiB, 888 hits)

Posted in Economics, Information Technology, Knowledge Management, Volume VI, Issue no. 2Comments Off on Model of Long-Term Savings with Several Interest Rates and Time

The Main Institutional and Cultural Variables which Are Considered in the Involvement of Internationalization of Multinational Firms

This paper is aimed to analyze some of the institutional and cultural implications on internationalization analysis of multinational firms. The analysis begins questioning what the main institutional and cultural variables are considered in the involvement of internationalization of multinational firms. To answer this question, firstly it is reviewed the literature on internationalization of multinational firms based on institutional and cultural frameworks to find the main research tendencies. Secondly, these institutional and cultural variables are analyzed to integrate findings. Considering some findings of the reviewed literature on institutionalism and culture, this paper centers the analysis on the implications of intangible capital, learning and innovation on multinational firms. This paper also explores a more dynamic and multivariable approach to organizational culture to explain the complexities of multicultural distributed teams and contextual factors on performance of multinational firms. While doing so, the paper reviews the involvement of organizational culture in internationalization processes of multinational firms centered on strategic alliances and joint ventures and the creation of a third culture of management and leadership styles. Finally, it is discussed and concluded the need to design a better institutional and cultural balance among the development of a local-regional transformation, convergence and governance.

  The Main Institutional and Cultural Variables which Are Considered in the Involvement of Internationalization of Multinational Firms (704.9 KiB, 1,341 hits)

Posted in Economics, Information Technology, Knowledge Management, Volume VI / 2016, Volume VI, Issue no. 2Comments Off on The Main Institutional and Cultural Variables which Are Considered in the Involvement of Internationalization of Multinational Firms

Anxiety Toward Mathematics (An Empirical Study In College Students In Tuxtepec Oaxaca-México)

In this paper we examine anxiety toward mathematics in undergraduate students; therefore, we take a Muñoz and Mato anxiety scale (2007). This is a study carried out at several universities in Tuxtepec, Oaxaca, Mexico. 302 questionnaires were applied face-to-face to undergraduate students of several profiles, among others: Business Management Engineering, Civil Engineering, Public Accounting, Electro-mechanic Engineering, Biochemistry, Informatics Engineering, Electronic Engineering, Management, Nursing, Systems Computational Engineering, Logistics, Communication, Humanities, Architectural Drawing, Industrial Mechanics, Clinical Lab, Programming, and Computer Science. Statistical procedure used was factorial analysis with an extracted principal component in order to measure data. Statistics test to prove: X2, Bartlett test of Sphericity, KMO (Kaiser-Meyer-Olkin), MSA (Measure sampling adequacy) and Significance level: p<0.05 therefore reject Ho if X2 calculated > X2 tabulated. The results obtained from the Bartlett test of Sphericity KMO (0.85), X2 calculated, 1214.505 with 10 df > X2tabulated, Sig. 0.000 p< 0.01, MSA (ANSIEVAL .817a; ANSITEM .822a; ANSICOM .870a; ANSINUM .892a; ANSISIMA .857a) allow us to know that the variables of Muñoz and Mato scale help us to understand the student’s anxiety toward mathematics.

  Anxiety Toward Mathematics (An Empirical Study In College Students Tuxtepec Oaxaca (An Empirical Study In College Students Tuxtepec Oaxaca(An Empirical Study In College Students Tuxtepec Oaxaca (An Em (745.5 KiB, 1,779 hits)

Posted in Economics, Information Technology, Knowledge Management, Volume V, Issue no. 4Comments Off on Anxiety Toward Mathematics (An Empirical Study In College Students In Tuxtepec Oaxaca-México)

Management in the Innovation Project

The object of this research is to identify the sources of risk in innovation projects and to determine whether they could be managed better. Due to the diversity of opinions and theories over the nature of risk, reaching an agreement about risk management is difficult. This will be a major problem if any effort is made to proactively manage ‘risk’ in naturally ‘risky’ areas such as innovation. Some risk management could be valuable, but perhaps too much, or inappropriate risk management might stifle innovation. It is necessary and valuable to consider the process of innovation from conceptualization to commercialization, how uncertainties are formed, how they are managed in that context, and how the techniques of risk management can be further deployed to enhance the success rate of innovation projects. Various approaches have been proposed to risk management in general, however the extent to which they are relevant for managing innovation is uncertain. Thus, during this paper, the general model of innovation and the process of risk management for managing the parameters which create the risk in these projects are explained.

  Management in the Innovation Project (896.5 KiB, 6,110 hits)

Posted in Economics, Issue no. 7Comments Off on Management in the Innovation Project

IT Applications as a Didactic Tool in the Teaching of Math (Using of Spreadsheet to Programming)

In this document, we proposed a methodology to teach financial mathematics using a spreadsheet and computer platforms as a didactic tool. We describe the traditional education process in a specific topic of mathematics, “debt restructuring and modeling with equivalent‐equation” from the theoretical explanation to design a financial simulator programmed in a spreadsheet. After this, the result will be verified and validated by the designed software.

  IT Applications as a Didactic Tool in the Teaching of Math (Using of Spreadsheet to Programming) (1.3 MiB, 2,792 hits)

Posted in Information Technology, Issue no. 6, Knowledge ManagementComments Off on IT Applications as a Didactic Tool in the Teaching of Math (Using of Spreadsheet to Programming)